Cape Coral Real Estate : Ready to buy a Cape Coral House?

Hearing about the great home values available in Cape Coral, Florida? We have many great homes for sale at very affordable prices. We now have homes listed under $100,000! This presents a great opportunity for first time homebuyers, relocators & downsizers. Add this to our newly passed Homestead Exemption rules & it probably makes a lot of sense for you to buy right now.

But are you ready?

Have you checked your credit yourself or had someone else pull it? If you haven't received your free credit report in the last year you can go to AnnualCreditReport.com to get your free copy right online. For a fee you can also see your credit score. Most important is to make sure there are no negative accounts on your report. Take the time to look through the report & resolve any issues.

Next, you need to review your monthly bills & figure out what type of mortgage payment you feel you can comfortably afford. The bank or mortgage professional will be able to give you the figures that you actually qualify for but you should also have an idea in your own mind as well.

Once you have contacted a bank or lender (You can get some names from your REALTOR), they'll give you a pre-approval letter & good faith estimate. The pre-approval letter will tell you how much home you qualify to buy. The good faith estimate will show you what your closing costs will be & what your monthly payment will be as well. If these numbers work for you then you are ready to start your search for a home.

Your REALTOR will be able to consult with you to determine your home buying needs & wants within your price budget. They will show you homes in your price range that are available for sale matching your search criteria.

Then together you'll pick out the best 3-5 homes to go view in person.

Pick the best one & submit your best offer.